Becoming an adult in Canada is confusing.In B.C., you’re legally an adult at 19 (or as the adults say Age of Majority).In Saskatchewan and Alberta, you hit adulthood at 18.In all three provinces, though, you still have no clue how to do your taxes, assemble IKEA furniture, or understand why your parents keep talking about […]

Bank of Canada Rate Cut: What It Means for the Real-Estate Market What happened and why On October 29, 2025, the Bank of Canada lowered its target overnight rate by 25 basis points, bringing it to 2.25 %. In its press release, the Bank cited that the Canadian economy is facing weak growth, with exports […]

Subject To Financing Buying a home is exciting and while today’s market is a buyers market it is still important to understand the importance of having a Subject to Financing clause in your purchase offer. Multiple offers, tight timelines, and seller expectations often push buyers to make bold moves, including waiving their financing condition. While […]

GST Break for First-Time Buyers: What It Means for Homeowners in Coquitlam, the Lower Mainland, and Beyond On May 27, 2025, the federal government announced a major tax incentive aimed at first-time home buyers: a new GST rebate on newly built homes. For buyers in high-cost areas like Metro Vancouver and the Fraser Valley, this […]

If you’ve ever wished your mortgage could work smarter, not just harder, then the Manulife One program might be worth a closer look. Designed to simplify your banking and potentially help you become debt-free sooner, this unique all-in-one mortgage product combines your mortgage, chequing, savings, and even other debts into a single, flexible account. What […]

How Important Are Rates When Shopping for a Mortgage? When homebuyers start the mortgage process, one of the first things they ask about is interest rates. And while rates are undoubtedly a crucial factor, they aren’t the only thing to consider when choosing a mortgage. As a mortgage broker, I help clients see the bigger […]