14 May

Manulife One Explained: Is This All-in-One Mortgage Right for You?

General

Posted by: Kelly Bates

If you’ve ever wished your mortgage could work smarter, not just harder, then the Manulife One program might be worth a closer look. Designed to simplify your banking and potentially help you become debt-free sooner, this unique all-in-one mortgage product combines your mortgage, chequing, savings, and even other debts into a single, flexible account. What […]

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14 May

Stay Mortgage-Ready: 10 Mistakes to Avoid Before Closing Day

Mortgage Tips

Posted by: Kelly Bates

Navigating the final stages of securing a mortgage can be both exciting and nerve-wracking. Even after receiving a mortgage approval, certain missteps can jeopardize the closing process. To ensure a smooth transition to homeownership, here are ten critical actions to avoid between your mortgage approval and the actual closing. 1. Avoid Changing or Quitting Your […]

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8 Mar

First-Time Homebuyers in Canada: Overcoming The Unknown and Unlocking Your Homeownership Potential

General

Posted by: Kelly Bates

Choosing to become a First Time Home Buyer is one of the biggest financial decisions you’ll ever make. In Canada’s competitive housing market, it’s completely normal to feel overwhelmed, uncertain, or even afraid of taking that first step. “What if I can’t afford it?” “What if interest rates rise?” “What if I don’t qualify for […]

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4 Mar

How Important Are Rates When Shopping for a Mortgage?

General

Posted by: Kelly Bates

How Important Are Rates When Shopping for a Mortgage? When homebuyers start the mortgage process, one of the first things they ask about is interest rates. And while rates are undoubtedly a crucial factor, they aren’t the only thing to consider when choosing a mortgage. As a mortgage broker, I help clients see the bigger […]

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